
There's a science to benefits consulting. And we wrote the book.
YOU WANT IT ALL.
THAT'S MORE THAN REASONABLE.
Managed cost. Satisfied employees. An empowered human resources department. A healthier staff. A benefits program that resolves every issue - even the unforeseen - and exceeds all expectations. Thorbahn clients aim higher, knowing that with our innovative approach, everything is possible.
Progressive and responsive, Thorbahn solves it all. Utilizing our full range of technology resources, legal support, compliance experts, communications staff - and even preferred vendor access - we'll lead you into new terrain and make you at home there.
Needs Analysis
» Setting objectives and priorities
» Data gathering and benchmarking
Integrated Plan Design
MARKETING STRATEGY/PLANNING MEETING
» Propose considerations and timeline
» Discuss strategy, industry trends, HR and benefit goals
» Determine required anniversary dates
» Identify coverage/services to be included in marketing
» Review/edit/confirm plan design strategy
» Confirm rating structure (2-, 3- or 4-tiered Med/Dent)
» Confirm eligibility structure
» Review/edit/confirm proposed timeline
» Identify and discuss any issues with current vendors
BIDDING PROCESS
» Provide updated census
» Send out formal Request for Proposals
» Review proposals
PLAN SELECTION
» Present findings, analysis and recommended considerations
» Select Health & Welfare Plan designs and vendor finalists
» Confirm contribution strategy
IMPLEMENTATION
» Send employee announcement
» Hold open enrollment/implementation meetings
» Open enrollment deadline
» Open enrollment/implementation matl's to chosen vendors
» Vendor system updates completed
» ID cards mailed
» ID cards received
» Effective date of changes
» Receive summary plan descriptions
» Review summary plan descriptions
» Finalize summary plan descriptions
» Send summary plan descriptions to employees
Monitoring
» Ongoing oversight, reviews and follow-up begin
A CORPORATE BENEFITS PROGRAM SHOULD BE LIKE A FINGERPRINT.
NO TWO EXACTLY ALIKE.
Because no two companies have exactly the same needs or staff, there is no one-sizefits- all benefits strategy. While some consultants may rely on premium increases or annual bidding to adjust cost and options, we take a holistic view of what will best suit your company's employees and executives now and long term.
What does this mean to you? The power of our specialized expertise working perceptively for your situation. Of course we offer the full spectrum of employee, executive, retirement and voluntary benefits, but we also offer leadership across challenging topics - even holding industry seminars and Webinars to inform the market.
Look to Thorbahn for thought leadership on emerging trends, such as the latest in wellness programs and consumer-driven healthcare; mission-critical technology, including in-house application development personnel and premier vendors; legal insight, such as liability counseling and policy development; investment due diligence with our proprietary fund-ranking database and scorecard; compliance and regulatory expertise; fiduciary guidance; human resources support; medical advocacy; and international benefits consulting. The list goes on.







