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By adding any activity to a standing position, you can expend more calories and expend more energy.

The basic act of standing and talking consumes minimal energy — about 3 to 6 calories a minute per pound of body weight. By adding vigorous arm movements to standing, you can nearly double the caloric expenditure.

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 Thorbahn Employee Benefits Solutions

MASSACHUSETTS HEALTHCARE REFORM

What you should know...

Updated September 19, 2008
The Massachusetts Health Care Reform bill (Chapter 58 of the Acts of 2006) aims to provide health insurance coverage to almost all residents of Massachusetts through a combination of Medicaid expansions, subsidized private insurance programs, and insurance market reforms.

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thorbahn employee benefits solutions

EMPLOYEE BENEFITS SOLUTIONS

Thorbahn is a preeminent employee benefits consulting firm. Our firm's success is based on our record of delivering world-class benefits solutions to our clients. We are proud to represent a highly diverse group of clients, ranging from local Massachusetts companies to multi-national corporations.

The backbone of our services is a team approach that partners a minimum of three Thorbahn team members with every client. We have over 130 years of Industry experience and know how important our expertise is - that's why we guarantee you'll always have a live person to talk to about it.

Thorbahn's Employee, Executive, Retirement, and Voluntary benefits include:
  • Health & Wellness: Medical / Dental / Disability / Life / Long-Term Care / HSAs / HRAs / FSAs / Employee Assistance / Transportation / Business Travel / Accident & Special Risk
  • Executive: 409A Deferred Comp / SERPS / Executive Bonus Plan / Savings Incentive Plan / Executive Life Carve-Out / Long-Term Care
  • Retirement: Profit Sharing / 401(k) / Individual(k) / 403(b) / Money Purchase / IRA / Simple IRA / SEP/ 457 / Defined Benefit / 529 College Savings
  • Voluntary: Auto / Homeowners / Legal / Life / Disability / Critical Illness / Long-Term Care / Vision / Dental

Building a Comprehensive Strategy to Help You Answer:

  • Is your program successful?
  • Are you achieving your cost objectives?
  • Are participants getting value?
  • Are you meeting everyone's needs?
  • Are you where you want to be?
  • Do you have a strategy to get there?

Complete the form below to contact a member of our team.

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In which of our services are you interested?  
 Compliance
 Benchmarkings
 Communication & Enrollment Tools
 Benefits Statement Presentation		  Member Advocacy & Education
 Wellness
 Retirement Consulting
 Voluntary Programs
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Thorbahn Consulting Services

The Thorbahn Associates team has unrivalled experience with all aspects of employee benefits programs. Our benefits professionals are drawn from senior positions in many different parts of the industry, for example commercial insurance carriers, managed care plans, group LTD, STD and Life insurance companies. As a result, we know our business "inside out" and retain valuable relationships with key players in the industry.

Our clients demand the highest quality advice and world-class service. We believe that these goals are best achieved by creating long-term professional relationships based upon integrity, technical expertise, creativity and a spirit of partnership.

Our benefits professionals provide advice and support on all aspects of our clients' benefits programs. We start by assessing the benefits goals and needs of each client. We then work with the client in the analysis phase in which we assess the plan design variables, funding options, demographics, geographic distribution of the employees, the historic cost drivers and cultural characteristics unique to each business. We will then draw on our experience with our entire book of business to provide solutions that will best meet the client's needs. Our commitment to our clients, however, goes way beyond giving advice. Whether the job requires interceding in complex claims matters, presenting proposed changes to the board, drafting employee communications, conducting employee education meetings, or providing valuable benchmarking data, Thorbahn Associates is proud to help our clients' in-house benefits professionals provide a world-class product to their organizations.